Nursing homes come first in our mind when discussing about long-term care insurance policy. People prefer going for individual health plan, but in reality, long-term care insurance might be the only thing that keeps you away from nursing home. It can pay for your home care, and could really happen. Statistics has proven that once you turn to be 60, one out of you two people would require some type of care at some point of time. Monthly insurance premium for this care could be anywhere from a few hundred dollars to several thousand dollars depending on your desire situation.

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