Many individuals mistakenly think that purchasing insurance through a sales person is more expensive than finding it directly from an online carrier and this can be a huge mistake. Insurance agents do not cost more; they will assist you pay less for insurance!
With gas prices being the way they have people all over the country have started to get creative with their finances and the costs associated with auto travel. Prices vary from company to company, so it pays to shop around. Get at least four to five price quotes. You will find that there are several websites out there that can save you the time from doing this the slow and hard way as they will often get you quotes from up to a dozen companies all at once.
Individuals and companies who have sold and purchased reinsurance had always been very relaxed when getting actual contracts drafted, negotiated and signed. In 1994, the Plenary Committee of the National Association of Insurance Commissioners adopted amendments that are now known as the “Nine Month Rule.”
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